Premium Credit Cards

Key Features:

• 5% cashback on all purchases
• Unlimited airport lounge access worldwide
• Zero foreign transaction fees
• Premium travel insurance up to ₹1 Crore
• 24/7 priority customer support
• Complimentary golf rounds
• Personal relationship manager

Eligibility:

• Minimum income: ₹25 Lakhs per annum
• Age: 21-65 years
• Excellent credit score required

Key Features:

• 3% cashback on dining and fuel
• Airport lounge access (8 visits/year)
• Reward points never expire
• Complimentary movie tickets (4/month)
• EMI conversion facility
• Travel insurance coverage
• Fuel surcharge waiver

Eligibility:

• Minimum income: ₹8 Lakhs per annum
• Age: 21-60 years
• Good credit score required

Key Features:

• 2% cashback on online purchases
• Welcome bonus: 5,000 reward points
• Fuel surcharge waiver up to ₹500/month
• Insurance coverage up to ₹10 Lakhs
• Easy EMI conversion
• Dining discounts at partner restaurants
• 24/7 customer support

Eligibility:

• Minimum income: ₹4 Lakhs per annum
• Age: 18-60 years
• Regular income proof required